Becoming a working adult after college or graduate school is exciting… and can be modestly terrifying if you’re supporting yourself for the first time. One way to curb fears is to take control of your finances. No matter how much you earn or how much you owe, adopting a few good money habits now puts you in good stead not only in your 20s but for the rest of your life.
And your youth and good looks will not protect you from getting injured in a bike or car accident. Since a health crisis can easily cost you $50,000 or more if you’re uninsured, having health insurance can protect you from an unhealthy debt load for years to come. “It is the No. 1 safety net you need,” said Jonathan Clements, founder of the site HumbleDollar, and editor of the new book “My Money Journey: How 30 People Found Financial Freedom — and You Can Too.
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