I'm a mortgage broker and in 20 years I've never seen a market like this - it’s chaos

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I have never before found myself in a situation where the information I give one day is out of date by the next day We are operating on an almost hour-by-hour basis. It’s just crazy Jane King says the current level of volatility is unprecedented ⬇️

– will be back at the top of the best buy tables. And I bet they will pull their rates again.

As a result, if you haven’t got a property you can take out a mortgage on today, you’re not going to get the rate that’s on offer today. Personally, I’ve been trying to warn my clients early in the morning, sending them emails with a red flag and phoning them to say that a particular deal is going to be pulled today and if they want to apply for it, they need to let me know today. And I’ve promised I will get it done for them. But if I don’t hear back from people by the end of that day, I can’t do anything..

They are shrugging their shoulders, sighing and rejigging their budgets. Some are telling me they are putting in cheeky offers on properties orNobody’s having nervous breakdowns. It’s not a novelty anymore – rising rates. But borrowers are definitely feeling worn out and fed up. I’m knackered too. No doubt I’ll be up until 10pm tonight, doing mortgage applications. That’s part and parcel of being aat the moment, but what I find difficult is that I don’t know when it’s going to end. Every day, I find out which lender is offering the best deal tomorrow – and wait for them to pull their rates.

 

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