Ledn First-Quarter Loans Top Record $690M as Lending Market Snaps Back

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Oliver Knight is a CoinDesk reporter based between London and Lisbon. He does not own any crypto.

Crypto lending firm Ledn processed more than $690 million in loans in the first quarter, its most successful quarter since the company's inception in 2018, almost five times the value of the previous three months.exchange-traded funds in the U.S. in January as several hundred million dollars worth of loans was issued to ETF market makers, Ledn said in a press release. In fourth-quarter 2023, the firm issued $140.3 million of loans, 90% of which went to institutional borrowers.

"The first quarter of 2024 has set the tone for a promising year for Ledn, as we've not only doubled our loan book since November 2022 but have also solidified our leading position in the market by adapting to the increasing demand for digital asset financial products," CEO Adam Reeds said in a statement.

The crypto lending sector imploded in 2022 alongside dwindling asset prices, spurring lenders including Celsius, BlockFi and Genesis to file for bankruptcy. Centralized lenders such as Ledn are only just starting to shake off negative sentiment left by their demise. Lending in decentralized finance , meantime, continued to boom, with the likes of Aave accumulating $10 billion in total value locked .in fourth-quarter 2023. That was before the ETF approvals.

In December the firm rolled out a crypto-backed loan product that allows customers to receive a loan by pledging crypto as collateral, which is then custodied by BitGo.in a variety of blockchain and digital asset businesses and significant holdings of digital assets, including bitcoin. CoinDesk operates as an independent subsidiary with an editorial committee to protect journalistic independence.

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