North Bay business struggling as it becomes harder to find insurance policies

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It's no secret that insurance is becoming hard to find for a lot of homeowners, but it may be hitting businesses even harder.

It's no secret that insurance is becoming hard to find for a lot of homeowners, as major carriers leave the state. But it may be hitting businesses even harder, especially those in wildfire-prone areas. One business owner in Sonoma County said it's getting hard to pursue his dream when he spends so much time chasing after insurance policies.It was another beautiful Memorial Day on the Russian River, and the streets of Guerneville were bustling.

I think we just got caught up in this fire bureaucracy, you know, in them just wanting to pull out of the market,' said Skolfield.Insurance broker and industry analyst Karl Susman said, as bad as things may be for homeowners, it's even worse for businesses because there are fewer carriers offering that kind of coverage. But he said efforts now underway in Sacramento to reform the way insurance is priced may bring more competition back to the state market.

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