Originally Published by:Can Alec Baldwin Finally Sell His Hamptons Home After Manslaughter Case Dismissal?
For the state’s average loan amount of $454,000, a monthly payment at 3.8% would be $2,077. That would jump to $3,097 at 7.25%. That’s a difference of $1,020, or 49.1%.Behind Colorado with the widest lock-in gaps are Utah , Iowa , Minnesota , North Dakota , Oregon , South Dakota , and Washington .Homeowners in states with slim lock-in gaps will see less of a cost increase if they sell their homes and then buy at current mortgage rates.
The study found that homeowners in Hawaii would see their average monthly payments go up the most, by $1,591.Other states with the highest potential payment spikes include the following:Utah would see their payments go up by $1,083.“My business is definitely feeling the impact of higher interest rates on our ability to resell projects,” says real estate investor Doug Greene, of Signature Properties in Philadephia. “Buyers are reluctant to take the leap at a much higher rate and monthly payment.
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