Canadian Housing Market Stuck In 'Holding Pattern': CREA

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Home Prices,Market Analysis

Teagan has covered Toronto, GTA, and Ontario cottage country real estate. Before coming to STOREYS as a staff writer, she was a freelance writer for Toronto Life and Cottage Life.

With more rate cuts "all but guaranteed" for the coming months, sales ticked up nominally in August as would-be-homebuyers continued to hold out for lower rates.With more interest rate cuts "all but guaranteed" for the coming months, sales ticked up — though nominally — in August as would-be-homebuyers continued to hold out for lower rates, shows findings from the

With listings outstripping sales again this month, the new national sales-to-new listings ratio now sits at 53%, continuing a holding pattern of ratios in the low 50s that has persisted since April of this year. “With more interest rate cuts now expected between now and next summer, the stage is set for a faster return of demand, but we’re clearly not there just yet,” said James Mabey, Chair of CREA.

While prudent Canadians await the lower interest rates essentially guaranteed by the Bank of Canada, for the moment, the housing market continues to operate at a relative standstill. According to the report, "National home sales increased in June following the Bank of Canada’s first interest rate cut since 2020, and activity posted another small gain in August on the heels of the second rate cut in late July, but the bigger picture appears to be a market mostly stuck in a holding pattern.

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