from the US Faster Payments Council that polled payments stakeholders including financial institutions , processors, payment network operators, business end-users, acquirers, and fintechs. No respondents feel the US has reached its ideal state regarding adopting faster payments, and 39% said the market is at the beginning of the process, though 50% did report thinking that it's gaining momentum. Respondents noted a number of key obstacles that may be holding faster payments back in the US.
Thirty percent of respondents said that their organization isn't set up to handle risk in a real-time environment yet. Faster payments limit the amount of time payments can be analyzed for fraud, potential mistakes, and other issues, prior to their completion. This means that stakeholders may need new solutions to combat these problems in a fast manner, and many don't feel they're prepared to do so yet.
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