Chase Sapphire Preferred card vs. Capital One Venture: which is better? - Business Insider

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Depending on where you spend most and how you like to travel, you might find that either Chase's card or Capital One's makes more sense for your needs

. It gives you a ton of value, a lot of protections, and if you ever have any trouble, Chase customer support for these cards is very good.After months of contemplation, I finally upgraded to the Chase Sapphire Reserve with a 10-minute phone call

Don't overlook the value of the Sapphire Preferred card's other benefits too. Chase helped my sister get her money back after a bad experience with an African tour guide operator. But that's a story for another day. The card charges a $95 annual fee and currently offers a 60,000-point bonus after you spend $4,000 on purchases in the first three months after opening a new account. That starts you with at least $750 in value toward free and discounted travel when you redeem them through the Chase Ultimate Rewards website.gives you 2 miles per dollar on every purchase. You can redeem miles through Capital One's portal with no blackout dates or restrictions with a value of 1 cent each.

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