Best credit cards for big purchases: Bonus points, purchase protection - Business Insider

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Be smart when it's time to buy

With the, you can earn one free weekend night reward each calendar year you spend $15,000 or more on eligible purchases, and if you hit $60,000, you get a second free night, plus Hilton Honors Diamond status at $40,000, all of which are nice value-added perks if you spend these types of figures anyway. The card has a $95 annual fee and is currently offering 125,000 bonus points after you spend $3,000 on eligible purchases within the first three months.

If you have the American Airlines AAdvantage Aviator Silver World Elite Mastercard, you earn not one, but two $99 companion certificates good for economy travel within North America for hitting $20,000 in spend in a calendar year. If you hit $50,000, you get $3,000 elite-qualifying dollars toward elite status.

your card extends. While this benefit can vary dramatically, several products offer excellent coverage. covers items against theft of damage up to 120 days after purchase with a maximum of $10,000 per covered purchase and $50,000 per eligible card per calendar year. will protect your purchase up to 120 days out against theft or damage as much as $10,000 per claim and $50,000 per account.

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