, I would have realized just how a large car payment or credit card debt can hinder your borrowing ability for more valuable purchases, like a home.
I don't want my daughters to make the mistakes I did, so I plan to teach them important financial concepts. In order to do that, . I listen to personal finance podcasts and read online, educating myself so that I can pass it onto the next generation.As a business owner and freelancer, my income can be unpredictable. Having a budget is important for. Using a budgeting software that lets me plan ahead ensures I always have money for essentials and fun stuff , even if one of my clients pays late.
The budget also gives me a framework for talking to my older daughter, who is 5, about money. When she asks for a new toy or expensive outing, I explain that we have a set amount of money to spend. We can choose to spend it on a toy or movie excursion, but that will mean we have to compromise elsewhere, like getting pizza that week. I'm teaching her to live within her means, which will hopefully protect her from overspending in the future.
لقد قمنا بتلخيص هذا الخبر حتى تتمكن من قراءته بسرعة. إذا كنت مهتمًا بالأخبار، يمكنك قراءة النص الكامل هنا. اقرأ أكثر:
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