The index is only 1.5% lower than it was at last year, a sharp rebound as it was down 35% on the year just six weeks ago. "With many homeowners still facing economic and employment uncertainty, these refinance opportunities will allow them to save money on their monthly payments, which can then be used to help other areas of their budgets," said Joel Kan, MBA's associate vice president of economic and industry forecasting.
Homebuyers have been returning — with masks— to the market as some states begin to slowly reopen from shutdowns. In addition, record-low mortgage rates have added an extra incentive for some to purchase a home now. Still, it remains to be seen if the trend continues or reflects shorter-term, pent-up demand, according to Kan.
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