WELCOME TO HOW I Spend My Money, a series on The Journal that looks at how people in Ireland really handle their finances.
Each money diary is submitted by readers just like you. When reading and commenting, bear in mind that their situation will not be relatable for everyone, it is simply an account of a week in their shoes, so let’s be kind. I’ve never been any good at saving until I opened a Mortgage Saver Account three years ago, on a whim, had no intention of buying a house, but circumstances changed and I knew I couldn’t rent forever, and that’s what actually stood to me when I did buy last year. I would love to be better with money as I am aware of the amount I spend on non-essentials, such as nights out, eating out and cigarettes.
5.30 pm: Arrive home. I’m not hungry after the big lunch I had today so I just get on with doing some washing and sorting clothes.9.30 pm: I ended up watching three episodes – that was disturbing. Scroll through my phone for an hour and then head to bed.Tuesday 7.00 am: Alarm goes off. Get up, shower and have breakfast .
Read Next Related Reads Money Diaries: A health and social care worker on €63K living in the east of the country Money Diaries: A financial analyst on €81K who recently moved to London Money Diaries: A 30-year-old architect on €45K living in South Dublin5.30 pm: Home from work and it’s time to do a few chores. I bring in this morning’s washing and air off, put out more washing, clean out the fire, put away clothes, shower and start the process of toning my hair.11.