Millennials need to capitalize on market crashes to retire on time

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Capitalizing on market crashes is key to retiring on time. Many millennials are still looking for their first chance.

in response — are among the key developments investors are monitoring.

While buying cheap stocks during a market downturn can lead to investment gains down the road, neither Tu nor Nelson say millennials should wait to jump into the market until they think it's"bottomed-out." Instead, they recommend"," investing a set sum of money on a consistent basis whether the market is up or down.

"If you're dollar cost averaging and staying consistent, you'll naturally buy more shares of whatever investment you've selected when things are down — lower prices," said Tu."And you'll naturally buy fewer shares of whatever investment you've selected when things are up — higher prices." "There is no perfect way to invest during a dip simply because you can't know when the market has bottomed-out," Nelson said."However, making steady contributions during a downturn will prove to be beneficial when the market eventually makes its recovery.

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