| Why investors should expect a 10% equity market decline every 18 months

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Bear markets and market downturns should be considered normal for long-term, writes Adriaan Pask.

Starting to save at a young age and saving as much as possible are two frequently cited basics.

While the world hasn't technically entered a recession or bear market as yet, the likelihood that it will is high. Locally, we should expect the FTSE/JSE All Share Index to exhibit considerable volatility akin to other emerging markets,

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