SocGen Q3 earnings beat estimates as investment bank offsets French slump

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N.S. flood victim surprised by apartment makeover | SaltWirePARIS - Societe Generale, France's third-biggest listed bank, posted better-than-expected quarterly earnings on Friday, as a resilient performance from its investment bank offset the steep downturn seen at its French retail division.

Both hits to SocGen's bottom line had been flagged at the bank's investor day in September. Group revenues dropped by 6.2% from a year earlier to about 6.2 billion euros, below the average of 6.3 billion expected by analysts. The current year, dubbed a year of"transition" by SocGen, is marked by the integration of car-leasing company LeasePlan by the bank's listed rival ALD, under the brand Ayvens. The bank has also finalised the merger of its two French retail networks.

NII at the French retail division fell by 27% in the quarter, excluding two regulated savings accounts.

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