Personal finance: Why it’s important to maintain the rage in your unit block

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Property investors can be drawn into a conspiracy of mutually enabled silence with rental agents – neither party wants any hassles. But that’s ultimately a costly strategy.

, after all. They can tell when paint is fading or flaking, they can feel the doors that don’t fit and see rain coming in where it shouldn’t.Thus, we assume, they will be at the forefront of any push to update and upgrade common property while ensuring funds are there to deal with the block’s ageing and decline.

For long-term residents, an old building can be like old shoes – comfortable and familiar but a little bashed up and unattractive to anyone but the wearer. As Stiles notes, part of the problem is that we want our property investment to be like our superannuation funds or managed investments. Put the money in and leave it.Thus, we can be drawn into a conspiracy of mutually enabled silence with our rental agents. We don’t want any hassles, and neither do they, provided the rent is paid on time and the apartment isn’t trashed.

“Proper maintenance and asset protection requires full engagement from all parties, regardless of scheme size,” says Jim McDonald, also of Strata Choice. They may also be on fixed incomes, a problem when levies increase anyway, without even factoring in repairs and improvements. And, apart from some depreciation, resident owners don’t get the tax breaks that investors enjoy.In NSW and other states, there is a requirement to draw up a 10-year maintenance plan, to be reviewed every five years.

So what can a savvy investor do? First, make sure you read the agendas, minutes and financial statements produced for your AGM and get a sense of the maintenance plans and finances .

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