Company Director Plans £850 Christmas Spend

Stephanie Ward, a 34-year-old company director from Northumberland, is planning to spend around £850 on Christmas this year. She lives with her partner and 12-year-old son, Jack. Ward earns £1,047 per month from her job and receives £400 per month in benefits. Her partner contributes £1,300 per month towards their joint expenses. She outlines her monthly expenses, including mortgage, council tax, utilities, phone bills, car finance, and insurance.

Ward also details her Christmas spending plans, which include presents for her family and festive treats. She reflects on her financial journey, mentioning the challenges she faced after leaving her husband 10 years ago and her current contentment with her financial situation

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