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The company launched Protect API to enable partner insurers, agents, and fintechs to integrate its fast underwriting solution on their own platforms. Bestow's seamless online application process and cheap offering is likely striking a chord with consumers amid the pandemic. And its term life insurance product is more accessible for cash-strapped policyholders than permanent coverage. Term life insurance covers the policyholder for a predetermined period and thus tends to be 10 times cheaper than whole life insurance. And while the average term life policy costs more than $15 a month, Bestow's coverage starts at $8 per month for 10–20 years.
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