"This comes on the back of strong house prices inflation and the continuing challenge of supply in the housing market," said Brian Hayes, Chief Executive, Banking & Payments Federation Ireland.
Mr Hayes said this reflects the fact that mortgage customers are seeking out better rates in the wake of the interest rate increases recently announced by the ECB. First time buyers remained the single largest segment by volume and by value ."Interestingly when we look at the types of properties being purchased we can see that FTBs have come to dominate the market for new/self-builds accounting for 78.2% of the value of home mortgages on new properties in Q3 2022," Mr Hayes said.
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