Millennials are worried that a stock-market crash could derail the US economy

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US millennials see a stock-market crash as a key risk to the economy while Older Americans are more concerned about terrorism and geopolitical events.

which surveyed 1,000 Americans across the country. The report is authored by Mark Hamrick, senior economic analyst of personal finance at the advisory firm Bankrate.com.

Both groups cited the"political environment in Washington" politics as the No. 1 threat to the economy, with over 40% of both cohorts naming it their top concern. Surprisingly, 49% of Republicans felt Washington was the biggest risk, despite the Trump presidency, with 45% of Democrats similarly concerned.

Fifteen percent of Millennials responded that stock markets presented the top risk to the economy while only 11% of Americans overall feared that was the case. The disparity may be driven by the fact that older Americans likely have more discretionary savings to invest in a market decline whereas millennials may fear such an environment could dampen their job prospects.

Despite the risks to the overall economy, Americans do not appear to be changing their spending habits, the study found. Just 25% of those who identified a threat to the economy are spending less, according to the study.

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