I have a portion of flat roof on my house which is torch-on felt, while the remainder is a tiled, pitched roof construction.companies run a mile as soon as I mention the proportion of roof that is flat. I’ve grown so jaded of this annual struggle to get home insurance that I have decided the only solution is to convert the flat portion into a pitched roof.
The second issue is with regard to what material finish is deemed acceptable, if I convert the flat portion to a pitched roof. Do insurers expect a tiled/slate finish or is a pressed-metal zinc, or any other material, finish acceptable? When I was a kid, I was told there were three guarantees in life: death, taxes and flat roofs will leak. The truth is that flat roofs have greatly reduced in number in recent years due to water pressure and trouble getting insurance. That said, I have been on several roofs – of buildings of various sizes – and the torch-on is still in regular use. And there is nothing wrong with torch-on felt as a building material.