DURBAN - A series of recent polls conducted by Capitec to gain consumers’ sentiment towards lazy money indicate that 86 percent of participants don’t know what lazy money is. A missed opportunity, if you consider that if this money earned just 4.75 percent interest p.a. this would put over R14 billion back into South African’s pockets. 2.
"We strive to help our clients bank better so that they can live better. Saying no to lazy money is one of the ways we are living up to that promise. Your transactional account should grow your money and not just hold it," said Francois Viviers, Capitec’s marketing and communications executive.The 20 percent who don’t know what a savings plan is and the 40 percent who don’t have one:
Apart from the interest you can earn, also check your bank statement to see how much you pay each month in bank fees. The average Capitec client pays just over R50 per month in fees. Rather move the money you would have spent on bank fees to a savings account.
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