Why I think personal finance influencers need to talk about race - Business Insider

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Without those tools, no amount of personal responsibility, penny pinching, or strategizing can close the racial wealth gap.I've lost track of the number of times I've heard the following phrase from personal finance influencers: "Personal finance is personal." Meaning, there's no place for race or politics in conversations about money.

If our personal finances were only affected by our personal decisions and free will, then I would 100% agree that there is no place in personal finance to discuss race or politics. But, it's my view that race and politics directly affect many Americans' access to the tools that would allow them to build wealth and create generational financial change. Their access is blocked by bias related to gender and/or race.

I'm not arguing that every article a personal finance influencer writes has to share data from every ethnic group, gender, or region of the US. That would be unmanageable. What I'm saying is that by avoiding these conversations, we're avoiding acknowledging that there are many people who have amazing personal finance habits but are impacted by policies that will affect their finances their entire lives.

Also, once someone is hired on, will they be compensated at a rate that's equitable to other employees in the company? As Athena Lent of"OK so I think it's pretty impossible to not bring up race, but I especially think it's important to discuss when speaking about earning potential.

smart_latina MichLovesMoney The responses in this thread speak volumes about WhiteFragility

smart_latina MichLovesMoney If you want an honest conversation on this topic, maybe you should stop singling out white men as a point of reference and maybe you should compare earnings for individuals WORKING THE SAME JOB . Also, here are the highest earning groups in the U.S.

smart_latina MichLovesMoney

smart_latina MichLovesMoney Are you comparing a hotel maid to an engineer? What sorcery is this? Compare the same occupations please.

smart_latina MichLovesMoney Surely knows how ridiculous this argument is. If she works the same job as a white man she'll be paid the same.

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