Having a new baby can be incredibly expensive, especially considering the actual birth costs thousands of dollars.Parents can't predict every expense, but they can be prepared to add a new baby to the family by adding up all possible expenses, totaling up their income, and creating a brand new budget to live by.
Your "bundle of joy" will also require a lot of things from you, though, and you should be well aware of them. Because one thing is certain: It sure isn't cheap. Here are three big steps you can take today to get your finances in order as much as possible before the new addition to your family arrives.Write down everything you'll absolutely need or think you might need for your family member, plus about how much each item might cost. You can leverage online toolsOtherwise, here are a few categories to consider.This includes items like diapers, apparel, a crib, a carseat, formula, bottles, and a stroller.
"From the birth to basic preventive care and everything in between, you need to understand your healthcare coverage when adding a family member," said Ericka Young, owner of
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shmabbywolfe Really love this. Super important not to sacrifice lifestyle for financial independence. You can do both through smart budgeting!
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