2 valuable workplace benefits millennials tend to overlook - Business Insider

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Financial planners agree that a 'protection plan' is just as important as a financial plan. These are two important protection benefits millennials can get through their jobs MasterYourMoney

Business Insider's Money Council recently had a roundtable to talk about topics related to financial planning, including the importance of health and disability insurance.

"You can make the most beautiful plan in the world," said Eric Roberge, a certified financial planner and founder of Beyond Your Hammock, "and then the 'what if' scenario happens that you weren't expecting and blows the whole thing up."Roberge said a "protection plan" is just as important as the financial plan itself — and a cornerstone of that plan is insurance.

That decision can make sense, but if you're not taking advantage of a health savings account that goes with those types of plans, you may be risking financial difficulties if you get sick or injured and have no additional resources to tap into.

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