Here's how to know if your business is a small business - Business Insider

to see if you're eligible for federally guaranteed loans or one of the government's many small-business contracts.

For firms with employees, 100 is the upper limit defined by Gartner and several other entities. Some states and cities even have a "very-small" or "microbusiness" category for businesses with fewer than 20 workers. With respect to the self-employed, the rise of the gig economy, side hustles, and so forth, more people are now independent contractors, which means they are a business.

The banks Business Insider spoke with are more interested in the complexity of your transactions. It's a lot easier for them to manage large sums of cash moving around the US than it is for them to process transactions that go through complicated financial products and international currencies.

Don’t take the government money! It will be a mistake.

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