The Future Of Small Business Lending: Fintech 50 2021

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Here are this year's most innovative business-to-business lending companies in fintech: Fintech50

Ramp Cofounders Karim Atiyeh and Eric Glyman founded the fledgling startup just two years ago and launched it right as the pandemic started to spread across America.espite a trying year for small business, some fintech companies thrived by offering credit to buzzy startups and mom-and-pops alike, while increasingly making their platforms a one-stop shop for expense management.after scoring a $1.6 billion valuation within 14 months of launching.

Meanwhile, list-staple Brex, which is now making a play in banking, landed a $425 million funding round in April, catapulting its valuation to $7.4 billion from just $3 billion a year prior. During the pandemic year, Brex headed up efforts to help clients apply for the government's Paycheck Protection Program of forgivable loans for small business.

Another corporate card firm that almost made the list: Utah-based Divvy, which has pulled in more than 13,000 clients in its mission to kill expense reports. This month,acquired the three-year-old startup, which was valued at $1.6 billion in January, for $2.5 billion—making it ineligible for the Fintech 50, which features only still private companies.

The crop of corporate card startups has fared far better than more traditional fintech lenders, many of which struggled during the pandemic. Kabbage, for example, drops off the Fintech 50 after being acquired by American Express in August for an undisclosed amount. The company paused its lending operation last March, and AmEx ultimately opted against scooping up its pre-existing loan portfolio.

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The financial services industry is rapidly growing. Let’ see what are the most predicted FinTech trends to look out for in 2021 and beyond!

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