MONEY MARKET: Dangers Of Over-tightening Amid SVB Lessons

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MONEY MARKET: Dangers Of Over-tightening Amid SVB Lessons News

Convinced that further rate hikes would not adversely impact the Nigerian banking system’s stability, the committee called on the CBN to strengthen its regulatory oversight of the banking system to ensure that the banking industry remains stable and resilient.According to analysts, the further tightening could halt economic growth as businesses which are already struggling are further hit by higher interest rates. Members of the MPC anticipate that Nigeria will see a GDP growth of about 3.

“However, rising inflation has continued to be a front burner in most economies across the globe, including Nigeria, and is escalating the price stability plans far from the hands of the monetary authority—an economic growth trade-off that may further drive the central bank’s position for an extended contractionary stance.

Commenting on the decision of the MPC, analysts at Cordros Research noted that, since the SVB’s failure, there has been a material shift in market expectations, with consensus pricing a 25bps increase in the key policy rate apiece at the March and May policy meeting, after which the Fed is likely to adopt a hold stance at subsequent meetings.

“In our view, these expectations are positive in shaping the CBN’s monetary policy decisions going forward. Nonetheless, in the domestic economy, consumer prices are expected to remain sticky despite the favourable base effects. Moreover, the near-term growth outlook remains clouded by increased downside risks exacerbated by the self-inflicted impact of the CBN’s Naira redesign drive amid increased production costs.

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