Margin lending re-introduction will lead to another market depression — Adeleke - Vanguard News

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Margin lending re-introduction will lead to another market depression — Adeleke vanguardngr.com vanguardnews

WHAT is your take on the plan by the Securities and Exchange Commission, SEC, to review rules on margin lending with a view to reviving activity in that space?

Tier-1 capital being the seeds that shareholders are providing for the business, tier-2 being borrowings the business is leveraging to take up opportunities. So, now, you are talking about tier-1, which is the stock exchange – platform for long term capital formation and you now want to take tier-2, which is a loan to fund people to go to that market. What you will be doing in the short run is using short term money to play in a market that is meant for long term capital formation.

If they had also traded on margin, it would have been a different ball game but those were the people who were asking the government as at that time for forbearance. So, the individual shareholders who also participated in the margin facility were not given forbearance. Now, the question is how can we avoid a repeat of such occurrence because it was not palatable for the market and I am not sure that the market has finally recovered from that incident.

We need to create an environment where businesses will thrive, and then we need to embark on sensitisation, letting people know what the market stands for in terms of long term capital formation and of job creation. We need to find ways of including capital market studies in the school curriculum in the secondary and tertiary level, irrespective of the course you are studying. Everybody must come to the market. It is as important as learning how to take care of your health or even your family.

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