Brits snap up lower mortgage deals as BOE rate cut boosts property market

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Britain's biggest high street lenders are continuing to slash borrowing costs after the Bank of England's first interest rate cut in four year sparked a boom in homebuyer activity.

Britain's biggest high street lenders are continuing to slash borrowing costs after the Bank of England's first interest rate cut in four year sparked a boom in homebuyer activity.

It follows a prior easing of tracker rates, which fell in line with the Bank's 25 basis point rate reduction earlier this month.LONDON — Britain's biggest high street lenders are continuing to slash borrowing costs after the Bank of England's firstare among the lenders now offering five-year fixed rate mortgages of under 4%, below the BOE's 5% key rate.The improving economic environment, as well as the political certainty gained from the U.K.

The number of new sellers coming to market also rose 5% this month compared to the previous year. The number of sales being agreed, meanwhile, is 16% ahead of the near-peak mortgage rate period of a year ago. "While mortgage rates aren't yet substantially lower since the rate cut, the fact that the long-hoped-for first cut has finally arrived, and mortgage rates are heading downwards, is positive for home-mover sentiment," he said in the report.

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