eligible small businesses with up to AU$250,000 in unsecured funding with no repayments for the first six months. On top of the available funds provided by its funding partners mentioned above, this gives Prospa a vast pool of liquidity to draw from to continue supporting SMBs.The alt lender has adjusted its underwriting and credit assessment model in response to the economic climate, which is expected to result in a smaller approval rate for the remainder of the year and lower its earnings.
Prospa will likely continue to perform strongly this year, as its proactive approach in adapting its business model to the pandemic should enable it to capitalize on SMB lending during the economic recovery.
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