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The Coronavirus Business Interruption Loan Scheme , the Coronavirus Large Business Interruption Loan Scheme , the Bounce Back Loan Scheme , and the Future Fund provide small- and medium-sized businesses with access to government-guaranteed loans amid the pandemic. The government also announced that the BBLS and CBLILS can be repaid over 10 years rather than six, and that SMBs can make interest-only payments or stop repayments completely for up to six months without affecting their credit rating. The schemes have so far facilitated 1,328,091 loans worth Over the past few months, accredited alt lenders cemented their position as viable alternatives to traditional lenders by easing SMBs' access to the government schemes.
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