Synchrony and Discover both pay competitive rates. The better rate will come down to which term length you choose.Discover is an online bank that offers competitive interest rates and 24/7 customer service
Your choice between the two banks could also come down to which term length you want. Synchrony offers a wider variety of shorter-term CDs, including 13-month, 14-month, and 15-month terms. But Synchrony's longest term is 5 years, while Discover has 7-year and 10-year options.Synchrony and Marcus both pay good rates on regular CDs, so your choice might come down to which bank pays the better rate on the specific term length you want.
Marcus is a good option if you don't have $2,000 to open a CD with Synchrony, though. Marcus' minimum deposit is only $500. You also might like Marcus if you want to open a no-penalty CD, which doesn't charge you for withdrawing funds before your CD matures. The
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