Credit card points helped me quit job without using my emergency fund - Business Insider

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The pandemic made me realize it was time to quit my job. My credit card points provided the cushion I needed to make that happen

Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

I was lucky to have great health insurance through my wife and money in my savings account, but I was able to redeem points to avoid dipping into my emergency fund. I'm now settling into a new freelance routine, and even though I'm making much less money than before, I'm also happier.In the middle of March, I started doing what everyone who was lucky enough to have the flexibility to avoid in-person interaction did: Working from home.

As spring dragged on, though, those feelings of gratefulness turned to frustration. I found myself pondering the meaning of any of my work. Other than seeing a direct deposit amount arrive in my bank account every two weeks, what was the point of all these endless Zoom calls? Why was I tethered to my email inbox? If the adage of "life is what you make it" is indeed true, I was making it miserable.

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