Shopping for insurance can seem like a daunting task at first. But like with most things, being thorough with your research and knowing how rates are determined can be a big help in saving money.When determining your rate, an insurance company will take many things into consideration, including your gender, age, marital status, homeownership, where you live, your driving record, and even what kind of car you're trying to insure.
Insurify found that cars made in the US tend to be more affordable to insure than foreign cars, perhaps because it costs more to find parts overseas. Additionally, vehicles that are more than 20 years old are the cheapest to insure. Using this knowledge, we can then reasonably deduce that aminivan would probably be pretty cheap to insure. If you're into those, of course.
Another tip, which seems pretty straightforward, is to drive safely. Don't be reckless and get a ticket, because that will affect your rate. "Safe drivers save an average of nearly $300 a year on car insurance," Saxer-Taulbee said.
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