Many online gameyas have no interest rates, and registration requirements are minimal: just uploading an ID, signing a contract in person, and providing monthly income statements.
Mohamed turned to an online app called MoneyFellows to help her repay the 15,000 Egyptian pounds that she owed the microfinance company for her shop. Three-quarters reported a drop in business in 2020, and 9% had to shut down completely, according to a survey by Egypt's Ministry of Planning.
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