Housing market first-timer? 15+ real estate terms you should know, from FICO to escrow

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Know what a contingency means? What about PMI? These are real estate terms every home seller and buyer should know.

What is earnest money?

Earnest money is a deposit you put down to show your good faith and intention to purchase the property. Depending on the circumstances, you may not be able to get this money back if you decide not to complete the purchase.Escrow is money placed with a third party, often the lender, for “safekeeping.” During a real estate purchase, the buyer is typically required to place a portion of their down payment in an escrow account where it is held until the closing.

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