Experts insist that Toronto's overblown housing market isn't actually tanking

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Experts insist that Toronto's overblown housing market isn't actually tanking Toronto TorontoRealEstate RealEstate

Despite an ongoing shortage of available homes for sale in Canada's largest metropolitan area, prices held steady in the final quarter of 2022.

The Bank of Canada's tightening of interest rates — which resulted in a 400-basis point hike over a nine-month period last year — has forced banks to tighten their own lending practices. This has translated to lower appraisals that put buyers in a last-minute scramble to cover the difference. As the saying goes, it often gets worse before it gets better, and RE/MAX predicts better news for the second half of 2023.

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