We all know by now that it’s not the best idea to leave our excess cash in a bank savings account. After all, with some savings accounts giving as low as 0.05% per annum interest, the meagre returns are insufficient in helping us beat inflation in the long run.such as multiplier accounts with higher interest rates may make you jump through more hoops to unlock higher interest rates.
T-bills are issued by the government primarily to develop the local debt markets. The issuance of these bonds serves three main reasons. And the third reason is to get both domestic and foreign issuers and investors to participate in the Singapore bond market. If you’re a conservative investor or looking for lower-risk products to diversify your portfolio, particularly in an austere macroeconomic environment, T-bills are one of the safest products in the market to invest in. They are also a short-term option that won’t lock up your funds for too long, and you can be guaranteed a fixed-interest payment at maturity.
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