10 reasons stocks will beat consensus forecasts. Plus, tough times ahead for alternative investments

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A roundup of investment ideas for active investors

Ask Globe Investor: I retired early at 55. I did not have an employee pension plan so I lived on my RRSP, with the plan to take out $25,000 a year for life from my savings. At 60, I started a reduced CPP at $770 a month with the plan to start my Old Age Security at 65.

I have about $550,000 left in my RRSP. I sold everything l owned and moved in with my girlfriend. I’m still removing 25,000 a year from my RRSP to live on, with the added income from the CPP.

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