The housing market is frozen and affordability isn't getting better soon

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The housing market has frozen over. Here's why home affordability isn't getting better soon, real estate experts say

The housing market is frozen as mortgage rates and home prices stay high, real estate experts say – and while affordability should improve slightly, it's unlikely to get significantly better anytime soon.

High mortgage rates, meanwhile, will prevent existing homeowners from listing their homes, as many financed their purchases years ago when rates were historically low, and to sell now could mean financing a new purchase at a higher rate. This is likely to"Nobody's really expecting a big drop in mortgage rates," Ostrowski said, forecasting rates to stay between 5%-6% over the next year.

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