Affirm CEO on business evolution beyond BNPL and AI future

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Max Levchin Berita

Brian Sozzi,Financial Services Company,Tech Conference

Yahoo Finance Executive Editor Brian Sozzi sat down with Affirm (AFRM) CEO Max Levchin at the Goldman Sachs Communicopia and Tech Conference to discuss the...

) CEO Max Levchin at the Goldman Sachs Communicopia and Tech Conference to discuss the evolution of the company's business beyond a buy now, pay later solution and the impact of artificial intelligence .

He states the company will use AI to make employees more productive rather than replace jobs. Levchin notes that he's “optimistic but also pragmatic" about the risks associated with AI. I think what I figured out is how to talk about our business to finally investors and others can understand what we're up to.The one thing that I wish I could rewind the clock on is to not use those four dreaded letters in RS one.We have this deep relationship with consumers.There's a lot to us than just B NPL in the moment.

It's the market that it's left to its own devices, devolves into all sorts of gotchas and gimmicks and squirrelly behaviors.No one ever talks about how much they think their credit card is on their side.You're doing financial services.Um and you're very plugged into A I and the tech scene.I think there are two ways to think about A I, and I think I said this exact thing last year.We don't have a plan to eliminate 700 jobs because the robots will do it.

I intend to build a former, do the models themselves that others are working on is that, are those a risk as they ingest more information and spit it out in whatever form, you know, there are risks associated with A I less to do with the models themselves and more to do with what the models are allowed to do in the real world if left completely unsupervised.

 

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