Bank of Ireland pauses new UK car finance offers after shock industry ruling

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Bank-Of-Ireland Berita

United-Kingdom,Financial-Conduct-Authority

Bank’s UK car finance arm Northridge Finance pauses new lending ‘for a short period’ following court of appeals ruling relating to existence and size of commissions

car finance arm, Northridge Finance, has temporarily put the brakes on offering new finance, as the industry reels from a landmark court ruling last week.

With an election imminent, it is important party policies and manifestos are objectively costed and tested The regulatory investigation and court cases centre on so-called discretionary commission arrangements on car loans, before the practice was banned by the FCA in 2021 The other two lenders subject to the legal cases were merchant bank Close Brothers and a unit of South Africa’s FirstRand Bank.

 

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