may have some of the higher APRs available, since card issuers are aware that consumers with good credit are typically using these cards for the rewards and paying them off monthly.
While rates may vary according to the type of card you get, the average rate clocks in at 17.14% according toThe problem is that when you apply for a card, you can only see the card's range of interest. You won't know the exact interest rate you're likely to receive until you're approved and actually receive your card.
You can take an educated guess that if your credit score is 700 and above, you'll probably get the lowest of the range for that card. If your scores fall in the mid to high 600s, you'll likely hit the card's mid-range interest rate, and if your scores are lower than mid-600s, you can count on being offered the highest end of that card's interest rate range.
When looking for a card with a lower interest rate, check whether it offers 0% on purchases or just balance transfers, and for how long. Then check the APR range of each card you're interested in to see where it falls. Annual percentage rates range from 13.9% at the low end to 26.74% at the high.Best credit cards for 0% intro APR offers and low APR
Here's a roundup of cards with relatively low interest rates, including their introductory APR offer and their interest rate ranges for comparison.0% APR for 14 months after opening, then 13.74%-24.74% based on creditworthiness
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