Mortgage rates increased over the last week — and that could put a damper on the housing market

Mortgage rates have inched upward. If the trend continues, it could make affordability even more of a roadblock to would-be buyers.

The 15-year fixed-rate mortgage remained unchanged from the previous week at an average of 3.15%, according to Freddie Mac. The 5/1 adjustable-rate mortgage averaged 3.43%, rising four basis points from a week ago.

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