Here are the 3 factors that could actually make home prices go up over the next year - Business Insider

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Here are the 3 factors that could actually make home prices go up over the next year

forecasts that home prices will drop by around 2.3% before hitting a bottom in April 2021, but it also sees some upside potential.

But a strong market prior to the pandemic, the federal stimulus package, and a dip in the 30-year mortgage rate are all factors that could lead to slight price growth.While the housing market was on the upswing at the start of 2020, it reversed course as the coronavirus outbreak brought most of the country to a halt. forecasts that home prices will drop by around 2.3% before they hit a bottom in April 2021.

According to BofA, lower home prices will be a result of lower household incomes, with the typical household income expected to drop 2% lower than pre-pandemic forecasts. The study predicts unemployment will increase to around 16% in the second quarter of this year and average 7.9% in 2021, dragging home prices down.

However, BofA noted that its home price outlook is "tame" relative to the outlook for home sales, with a near 40% decline in home sales seen in coming months, and no return to normal levels until the end of 2021. Pricing will be relatively protected because it doesn't see a high foreclosure risk and considers the market pretty well positioned, with a lean inventory available.

In fact, the bank even sees some factors that could lead to slight price growth in the post-pandemic housing market.As BofA explained, housing was looking strong before COVID-19.

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