As a single mom, life insurance is one way I say 'I love you' - Business Insider

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'I obviously hope that nothing ever happens to me, and that I remain on this earth to guide my daughter through all her biggest milestones still to come. But as a single mom, I don't have the luxury of leaving that up to chance'

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Just a few months shy of 30 years old, my daughter was placed in my arms. I hadn't given birth to her. I hadn't even been looking for her. Instead, she'd fallen into my life rather miraculously. But then I was randomly introduced through a coworker to a pregnant woman who had been having a hard time. When she heard I was getting foster licensed, she asked me to take her baby. Just like that. Within 10 minutes of being introduced to me. The whole thing was a whirlwind. She was due to give birth in a week and I was in no way prepared for a newborn. I didn't have money saved for maternity leave or a single item to bring this baby home to. But I made it work.

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