Refinancing your mortgage amid the coronavirus pandemic — pros and cons - Business Insider

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4 financial experts weigh in on why you would and why you wouldn't want to refinance your home right now

Jerry Koors, president of Merchants Mortgages, told Business Insider that homeowners should take advantage of the near record low rates.

Mortgage brokers are seeing a significant increase in refinancing applications. In fact, Dana Gounaris, vice president and general sales manager of Trident Mortgage Company, said there has been a 218% increase over the same period last year. Jerry Koors, president of Merchants Mortgages, said rates are currently lower than previous lows seen in late 2012 and early 2013, so homeowners should jump at the chance to refinance.

If you become unemployed or furloughed because of the coronavirus, it can negatively affect your refinance application.

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