Managing a dual-income household can be tough, as sometimes one partner makes more, or there may be different opinions on how money should be spent.
In order to meet your goals — both collective money goals and individual goals — you'll have to start making sure that you and your partner areWhether you regularly talk about money or are approaching it with your partner for the first time, there are a few key rules to follow. Talking about money with your partner may not come easily, but it's something you'll need to do to align your goals and create a financial plan that works for both of you.
While often easier said than done, Cheng says that most people are able to make agreements. If not, a financial planner could be an objective opinion on the best path forward. "It's not that the financial planner is taking sides, our role is to show them why. Then, it's the clients that have to determine their priorities."When both people are making money, not everything in a couple has to be done jointly, Cheng says.
Discussing how you can each cover expenses with your income is an important step to addressing it. Cheng suggests dividing expenses among your incomes proportionally if you like to keep your expenses and accounts separate.
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