4 things college students should ask their health insurance providers - Business Insider

For students who decide to stay home this fall, or have to because their college or university is offering courses online only, an important consideration is whether and how generously their student health insurance plan coverscare. A student may be in a different city, state or even country from their school, which means that the network associated with the student plan might not be accessible.

Certainly, telehealth services can help work around this problem, but students may have care needs, unrelated to COVID-19, that require in-person care. Out-of-network coverage generally comes with a higher deductible and greater financial responsibility for the patient. For example, at the University of North Carolina, their StudentBlue plan comes with aThese higher costs can make a big difference in access to care.

Also, research has shown that when people don't understand their health insurance plans — as many college students may not due to their limited experience with it — it can lead people to

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